Shopping for Liability Insurance

Can anyone please give me some companies that you are using as well as what I can expect to pay in Louisiana? I was quoted $1200/ yr just for liability. Is that a decent price?

Are you talking about business insurance? If so - talk to an independent Insurance Agent about the company I use - EMC - they have a rating for stripers and are very reasonable - best I found. You can PM me if you need any more info! Tiny

Ace Striper wrote on Sep 11, 2006:Go to #1

Can anyone please give me some companies that you are using as well as what I can expect to pay in Louisiana? I was quoted $1200/ yr just for liability. Is that a decent price?

Allied Insurance. [phone removed]. I'm a first year guy and got 2 Million in CGL coverage for $935.00 per year. That is pretty much what you will need if you stripe any of the "Big Retailers" stores. I shopped around endlessly and these folks were the Cheapest. My truck Ins with these folks is like $1400 a year for a 1 Million policy. Still the lowest price I could find!

Cost me less than $500 a year for 2 million I'm 1st year also.

lotmarker wrote on Sep 11, 2006:Go to #4

Cost me less than $500 a year for 2 million I'm 1st year also.

Yikes! I just checked my policy and its actually $635 per year for the 2 Mil, CGL. I read your post and thought I have been "Snookered". That $500 is the best price ever!

Lotmarker and Chuck S.I.S., Who did you get yours for $500 from? Do ya have the contact info handy? Thanks, I need to buy now. ACE

I am interested in the info as well if you don't mind sharing it. Thanks, Pat

C'mon guys - READ my post above will ya?

Allied Insurance. [phone removed].

we paid about $700 or $800 in central louisiana, for $500,000 painting below 3 stories class. Cost me $350 down. We checked around they where the cheapest. But once we moved we now pay about half that.

I shopped quite a bit and wound up with 1 million(2million aggregate) with EMC companies thru an independent agent. Took way over a week to get a quote and the agent acted like he pulled strings to get it(not sure about all that). anyway was glad to get it for the $475 annual premium after looking all around. He had told me initially to expect around $300, but somehow that didn't work!! thinking of relocating to gulf coast, may look around for a different independent agent there later.

We have to have a $10 million insurance cover for working on malls etc that by the way are American owned how come you all only need a $2 million insurance.We can't even get on a site unless we have site safe certs, which means we have to regularly attend Construction Safety courses and get issued with photograph I.D if you don't have the I.D you don't get in. I have seen many a company turned away from a site for not having the required safety certificates. We pay $5040 insurance yearly!!! and that's not including the safety courses we have to pay for.

Hey Wend - I think your operation is a LITTLE larger than most of the guys who have been posting here! One day maybe when I grow up.....LOL

Tucker-Franklin Insurance Group...email [email removed] ...C/O KYLE MCGHEE....They are reasonable with rates